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We are constantly bombarded by many ads, billboards, and commercials selling different types of insurance coverage. But why is insurance seemingly important? Insurance is created to work for different types of claims depending upon the form of policy that has been bought. Insurance may seem expensive but it can be a great asset in protecting our vehicles, homes, belongings, and our own physical livelihood. Law requires some types of coverage, while others can be payed for in addition. resourceful insurance provider can go over your best options regarding rates and coverage. commercial insurance west des moines ia